Yes Bank Credit Card – How to Apply?
Looking for a reliable credit card you can use overseas and online that rewards YOU for spending? Want redeemable rewards points and amazing perks? Whether you are new to credit cards or you want an affordable and advantageous option, a Yes Bank Credit Card is a fantastic option. Read on to learn how you can apply for a Yes Bank Credit Card.
Yes Bank Credit Card Features & Benefits
Of the various choices offered by Yes Bank, the Yes Prosperity Rewards Credit Card, (available in Mastercard) is favorable for a beneficial yet budget-friendly choice. One of the most attractive pros it has to offer is the Welcome Rewards you’ll receive after application approval. When you spend a total of Rs 2,500 in not more than 30 days of the approval, you’ll get 1,000 worth of reward points!
Accumulation of these points is much faster for purchases made on your birthday, as well as for dining, international & online transactions. You can also earn 10,000 Bonus Reward Points if you spend INR 1.8 Lakhs and up every year.
If you have a salary or savings account with Yes Bank you only pay 2.99% interest, whilst those who are yet to have these accounts will have a 3.22% interest rate. Other benefits you can enjoy include a security plan, quick loan option, and a fuel surcharge waiver.
Applying for the Yes Bank Credit Card
Interested in applying for a Yes Bank Credit Card? Visit their website and simply fill out the online application form. There are a few documents you need to prepare. You need to present proof stating you are within the age of eligibility (from 21 to 60 years of age). Whether you are salaried or self-employed, you also need to show proof of income amounting to a minimum net salary of INR 25,000 monthly or an INR 5 Lakhs and above worth of income tax return.
Yes Bank Credit Card Fees
When you register for the Yes Bank Prosperity Rewards Credit Card, you can expect to pay Rs 250 for the first year of your membership, which will be reversed when you spend RS 5,000 within 90 days of registration. For your renewals, a fee of Rs 250 is applicable which is reversible after Rs 15,000 worth of purchases within 12 months before the renewal.
Yes Bank Credit Cards & Travel
One of the most valuable travel advantages of this account is the accelerated rates for reward points on international spends. You will get 3 reward points for every INR 100 purchase overseas. Aside from this, the mere convenience of having an credit card that is usable for your out-of-the-country travels saves you a lot of trouble and stress.
With the advantages and accessibility offered by the Yes Bank Credit Cards, they can be a perfect choice for frequent travel and personal transactions alike. If you find these privileges appealing, get your application started and you’ll enjoying your credit card perks in no time.